NYC Uninsured Driver Accident Attorneys
There are approximately 12 million registered drivers in NY. However, statistics show that about seven percent of licensed NY drivers do not carry car insurance. Not only is this irresponsible, but driving without insurance is a crime in NY. According to the state’s Vehicle and Traffic Law, Article 6, section 319-1, the penalties can be fines up to $1,500 and a possible 15 days in jail.
If you or a loved one was in a car accident with an uninsured driver, getting compensation for vehicle damages and personal injury becomes substantially more complicated. In these cases, it is essential to acquire the legal expertise of the NYC uninsured driver accident attorneys at Hoffmaier & Hoffmaier. Our experienced personal injury lawyers will work with you, one-on-one, to hold the uninsured drivers responsible for your actions.
For a free consultation with the NYC attorneys at Hoffmaier & Hoffmaier, call our Manhattan law office today at (212) 777-9400.
Personal Injury Protection (PIP) Insurance Coverage
Under New York laws, every state licensed driver must carry a minimum of $50,000 of personal injury protection (PIP) coverage for each registered vehicle. Furthermore, as a no-fault state, if you’re in an accident, you must apply your own PIP coverage. In an ideal world, if you reach your own PIP limits, you are able to file a lawsuit against the driver’s insurance company for coverage. However, if you’ve reached your PIP limit and the other driver was uninsured, there are a few options.
One option is special underinsured motorist (UIM), which is like a secondary insurance that protects you against uninsured drivers. Unfortunately, filing a personal injury claim on your own UIM policy is just about as difficult as taking an uninsured driver to court.
Contact Hoffmaier & Hoffmaier Today For Your Claim
If you were in a car accident and sustained serious injuries, it is critical to first seek medical attention. However, keep in mind that you have until 14 days to report a crash and until 3 years to claim injury compensation.
Furthermore, because of the difficulties involved with filing a claim against your own insurance company or an underinsured or uninsured driver, it is important to contact a prominent personal injury lawyer experienced in uninsured driver car accidents. We at Hoffmaier & Hoffmaier will diligently work with you and your insurance providers and fight for the best outcome possible.
You shouldn’t have to bear the financial weight of these accidents alone; contact Hoffmaier & Hoffmaier in NYC today at (212) 777-9400. Free consultations are available.